Kites Institute of Health Research & Management Technology

State Bank of India
Maximum loan amount	7.5 Lacs (without collatral)
	Collatral if loan exceeds Rs. 7.5 Lacs
Interest rate	11.75% to 13.75%
Repayment period	10 years
	Collatral if loan exceeds Rs. 7.5 Lacs
Interest rate	11.75% to 13.75%
Repayment period	10 years
Payment of Interest	Will be collected as a part of the EMI after the moratorium, whenever the repayment commences.
Security	Nil
Upto Rs. 4 lacs loan amount	Only Parent/ Guardian as co-borrower
Above Rs. 4 lacs to Rs. 7.50 lacs loan amount	Parent/ Guardian as co-borrower and Collateral security in the form of suitable third party guarantee*.
	*Third Party Guarantee can be replaced with Parent/Guardian as co-borrower provided the Gross Annual Income of Parent/Guardian (co-borrower) as given in latest Income Tax Return is 3 times of the loan amount.
Above Rs. 7.50 lacs loan amount	Parent/ Guardian as co-borrower and tangible collateral security

Panjab National Bank
Maximum loan amount	7.5 Lacs (without collatral)
	Collatral if loan exceeds Rs. 7.5 Lacs/td>
Interest rate	11.75% to 13.75%
Repayment period	10 years
Payment of Interest	Will be collected as a part of the EMI after the moratorium, whenever the repayment commences.
Securit	Nil
Upto Rs. 4 lacs loan amount	Only Parent/ Guardian as co-borrower
Above Rs. 4 lacs to Rs. 7.50 lacs loan amount	Parent/ Guardian as co-borrower and Collateral security in the form of suitable third party guarantee*.
	*Third Party Guarantee can be replaced with Parent/Guardian as co-borrower provided the Gross Annual Income of Parent/Guardian (co-borrower) as given in latest Income Tax Return is 3 times of the loan amount.
Above Rs. 7.50 lacs loan amount	Parent/ Guardian as co-borrower and tangible collateral security

Credila
Maximum loan amount	1000000
Interest rate	13.95%
Repayment period	10 years
Payment of Interest	Will be collected as a part of the EMI after the moratorium, whenever the repayment commences.
Insurance Cover	Yes for Unsecured Loan